-
Copayment
Additional amount payable for each medical service used.
-
Video consultation
A service that allows you to talk to your doctor wherever you are.
-
Minimum term
Minimum contract duration.
-
Waiting periods
Time that must elapse after the time of purchase until you can use certain services.
-
Pre-existing conditions
Customer pathologies prior to contracting the product.
-
Partner clinics
Network of clinics outside Sanitas that you can use with your policy.
-
Final price
A surcharge of 0.15% is added only in the first month of each year.
- Sanitas
- Health insurance
- Sanitas Residents Platinum
Coverage of the Sanitas Residents Platinum policy
-
It includes more than 65 free services and discounts of up to 40% on all other treatments. In addition, 80% of all treatments you need will be reimbursed, up to €400.
-
Over 58,000 doctors, 4,500 medical centres nationwide, 5 hospitals + 3 in the pipeline, 31 multi-speciality medical centres, over 220 Sanitas dental clinics and 25 advanced rehabilitation centres.
-
Managed by Sanitas, it will give you access to internationally renowned specialists who can confirm your diagnosis and give you the best possible treatment.
We will also accompany you at all times
Two purchase options: With and without waiting periods
Terms and conditions of the contract
Waiting periods Sanitas Residents PlatinumThe waiting periods indicate the time that must pass between the policy start date and the ability to use certain services. Only the following services have waiting periods:
|
|
|---|---|
| Surgical procedures from Group 0 to II according to Organización Médica Colegial classification | 3 months |
| Diagnostic tests complex | 6 months |
| Psychology | 6 months |
| Childbirth or caesarean delivery except for premature childbirth (less than 37 weeks) | 8 months |
| Treatment for complex medical conditions, such as interventional cardiology, haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy |
10 months |
| Tubal ligation and vasectomy | 10 months |
| Hospitalisation and surgical procedures from Group III to Group VIII as per the Organización Médica Colegial classification |
10 months |
| If you come to Sanitas and have held health insurance with another company in Spain for at least 1 year, you can reduce or even eliminate waiting periods in your new policy, except in the case of childbirth. | |
| Health questionnaire Complete health questionnaire |
|
| Age for taking out insurance The maximum age for taking out this product is 64. |
|
Minimum age to take out the insurance
|
|
| Maximum coverage age There is no maximum coverage age. |
|
| Nationality Criteria Only available:
|
|
|
DISCOUNTS Discount for multiple insured persons
Discount based on payment method |
Download all information on the Sanitas Residents Platinum insurance for later reference.
And get a 10% discount on the family pack!
Terms and conditions of the contract
| Waiting periods Waiting periods are waived to facilitate the processing of residency visas. |
|
| Health questionnaire Complete health questionnaire |
|
| Age for taking out insurance The maximum age for taking out this product is 64. |
|
Minimum age to take out the insurance
|
|
| Maximum coverage age There is no maximum coverage age. |
|
| Nationality Criteria Only available*:
*Nationals of the EU, EEA or Switzerland do not require private health insurance to process permits or visas. |
|
|
DISCOUNTS Discount for multiple insured persons |
Download all information on the Sanitas Residents Platinum para visado insurance for later reference.
And get a 10% discount on the family pack!
Plus, you can personalise your policy
FAQ Sanitas Residents Platinum insurance
Shall we talk?
You can check the prices of the different products marketed by SANITAS at https://www.sanitas.es/seguros/seguros-medicos-privados/precio-seguros-medicos. Premiums valid for new policyholders who sign up between 01/07/2025 and 31/12/2026. These premiums will be subject to a 0.15% surcharge from the Insurance Compensation Consortium. Premiums may vary depending on the insured's place of residence. The maximum age for taking out a policy is 75 years. There is no age limit for continuing coverage.

