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Sanitas Residents health insurance Take out a policy now and get Blua FREE for life + 10% off. in the family pack*

Sanitas Residents

The insurance that provides complete cover for foreign residents in Spain

  • Full insurance cover.

  • Suitable for visa with instant certificate.

  • Primary care and all medical specialities.

  • Blua telemedicine service.

Get a permanent 10% discount! On policies with 4 or more insured persons.

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Citizens of the European Union, Iceland, Liechtenstein, Norway and Switzerland do not need a visa to live in Spain.
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  • Eligible for visa

  • With 6 months' notice

  • Instant visa certificate

What Sanitas Residents includes

Sanitas Residents is a comprehensive insurance policy tailored to the needs of foreign residents coming to Spain who require health insurance with or without waiting periods to get a visa.
General medicine, paediatrics, nursing services, general emergencies.
Cardiology, dermatology, endocrinology, neurology, gynaecology, traumatology, ophthalmology, oncology, psychiatry, etc.

In all specialities. More than 3,100 doctors from the Sanitas team at your disposal on your mobile

Clinical analyses, ultrasounds, endoscopes, x-rays, MRI, CT scans, etc.
Rehabilitation, cancer treatment, respiratory therapy, speech and voice therapy, lithotripsy, radiotherapy, etc.
Either as an outpatient or if you require hospital admission.
Hospital admission and stay.

Transfer to the country of origin in case of death of the insured and companion, with total coverage and complete assistance.

A telephone platform and website channel with general advice programmes, staffed by health professionals.

From day one, you will have access to an exclusive video consultation service via which our experts will help you design health plans and put them into practice. fully digital and personalised for the whole family. You can track your progress on your mobile phone, using the Mi Sanitas app.

 

  • Digital nutrition programme: talk to a nutritionist about your goals and achieve them with menus and recipes designed for you. Plan your shopping list and record the meals you have eaten to track your progress.
  • Digital personal trainer programme: design exercise routines with your personal trainer to achieve your goals, whether you're a beginner or an expert. You can also access videos showing all the exercises, so that you do them correctly.
  • Digital pregnancy programme: follow a personalised plan to take care of yourself during pregnancy and after childbirth, with a midwife to monitor your progress, whether it is your first baby or you already have children. You will have a calendar with milestones and medical tests, plus personalised advice and recommendations.
  • Digital paediatric health programme: a paediatric nurse will be at your disposal at all times to ensure that your children grow up healthy and monitor their development until the age of 4. You will have a personalised plan with good health habits, information on vaccinations and recommended visits to the paediatrician, so that their development is monitored at all times.

 

You also have other personalised health plans via video consultation, using the app and the Sanitas website:

  • Psychology programmes: a range of plans to improve your mental well-being.
  • Pelvic floor care programme: focusing on preventive strategies and strengthening the pelvic floor.
  • Stop smoking programme: say goodbye to tobacco.
  • Physiotherapy programme: a comprehensive programme for taking care of skeletal muscles and preventing injury.

If you have any medical emergency, wherever you are, you can contact a doctor in the 24-hour emergency service through video consultation.It takes just a few minutes and there is no need for an appointment, for general emergencies or paediatric care.*

The service is accessible from Mi Sanitas, using the app or via the website.

Moreover, if you need it, during the video consultation the doctor can prescribe medication and diagnostic tests, which you will find in your health folder.

*Paediatrician available Monday to Friday from 8 am to 10 pm. Outside these hours, the emergency services for paediatric care are staffed by the 24-hour Sanitas medical team.

  • Check your health: you can get a general check-up to find out your current overall state of health with just your mobile or tablet. In just a few minutes, you will get information about your hearing, skin lesions, heart health, diabetes and blood pressure and find out what your emotional state is. Through its built-in Artificial Intelligence you will get reliable results, you can detect health problems and make a doctor’s appointment, if necessary. You can get answers to your questions or review the results by making an appointment with the specialist you need, either via video consultation or in person.
  • Digital physio: to prevent future injuries and treat symptoms in the main parts of the body. 
  • Take Care of Your Mind: to help you to take care of your mental health and emotional wellbeing and prevent issues.
  • Video consultation: all specialities and with your usual doctors. We are also reinventing dermatology video consultations by introducing the use of imaging and artificial intelligence in the diagnosis. 24-hour general and paediatric emergencies. With the Consulta Digital Hoy service, connect with doctors from 10 specialities on the same day.
  • Digital health programmes: child health, nutrition, pregnancy, personal trainer, etc.
  • Preventive health service: quit smoking, emotional wellness, pelvic floor, etc.
  • Dental cover

    It includes more than 45 free services and discounts of over 20% on all other treatments.

  • The best medical provision

    Over 58,000 doctors, 4,500 medical centres, 5 hospitals + 3 in the pipeline, 31 multi-speciality medical centres, over 225 dental clinics and 25 advanced rehabilitation centres.

  • International second opinion

    Managed by Sanitas, it will give you access to internationally renowned specialists who can confirm your diagnosis and give you the best possible treatment.

Exclusive cover for foreigners

  • Option with no waiting periods. So you can use your insurance from day one without limits.
  • Valid for your visa. This insurance meets the requirements to process your residence visa
  • Repatriation. International transfer to your country of origin, including for your companion, with total coverage and complete assistance.
  • Mi Sanitas App in English and with a new filtering system for doctors who speak your language.

We'll also guide you at all times

With Sanitas International Residents, you will also have access to additional services designed to make it easier to manage your policy and improve your health.

  • Emergency services on trips abroad

    You will have coverage for any medical emergencies arising on trips abroad lasting up to 90 days.

  • Sanitas 24 hours

    Emergency helpline and medical advice.

  • Online procedures

    Request appointments, download test results, request reimbursement, medical authorisations, etc., through the Mi Sanitas customer area

  • Customer Relations Centre

    24-hour helpline to streamline paperwork.

Two purchase options: With and without waiting periods

Terms and conditions of the contract

Sanitas International Residents – Waiting Periods Table

Waiting periods Sanitas Residents

The waiting periods indicate the time that must pass between the policy start date and the ability to use certain services. Only the following services have waiting periods:
Surgical procedures from Group 0 to II according to Organización Médica Colegial classification 3 months
Diagnostic tests complex 6 months
Psychology 6 months
Childbirth or caesarean delivery
except for premature childbirth (less than 37 weeks)		 8 months
Treatment for complex medical conditions, such as interventional cardiology, haemodynamics,
interventional radiology, radiotherapy, chemotherapy and lithotripsy		 10 months
Tubal ligation and vasectomy 10 months
Hospitalisation and surgical procedures from Group III to Group VIII as per the
Organización Médica Colegial classification		 10 months
Bariatric surgery for morbid obesity 10 months
If you come to Sanitas and have held health insurance with another company in Spain for at least 1 year, you can reduce or even eliminate waiting periods in your new policy, except in the case of childbirth.
Age for taking out insurance
The maximum age to take out this product is 75.		  
Minimum age to take out the insurance
  • 0-2 years: at least one other insured person over 2 years of age is required on the policy.
  • 3-18 years: they may sign up individually provided the policyholder is of legal age.
  
Maximum coverage age
There is no maximum coverage age.		  
Nationality Criteria
Only available:
  • European Union (EU).
  • European Economic Area (EEA).
  • Switzerland.
  

DISCOUNTS

Discount for multiple insured persons
10% discount on policies with 4 or more insured persons.

Discount based on payment method
4% for annual payment

  
You have time to think it over:

Download all the information on the Sanitas Residents insurance for later reference.

Sanitas Residents insurance product information document
Start enjoying it today by purchasing online:

And get a 10% discount on the family pack!

Calculate your insurance

Terms and conditions of the contract

Waiting periods
Waiting periods are waived to facilitate the processing of residency visas.		  
Age for taking out insurance
The maximum age to take out this product is 75.		  
Minimum age to take out the insurance
  • 0-2 years: at least one other insured person over 2 years of age is required on the policy.
  • 3-18 years: they may sign up individually provided the policyholder is of legal age.
  
Maximum coverage age
There is no maximum coverage age.		  
Nationality Criteria
Only available*:
  • Outside the European Union (EU).
  • Outside the European Economic Area (EEA)
  • Not Switzerland.

*Nationals of the EU, EEA or Switzerland do not require private health insurance to process permits or visas.

  

DISCOUNTS

Discount for multiple insured persons
10% discount on policies with 4 or more insured persons.

  
You have time to think it over:

Download all the information on the Sanitas Residents para visado insurance for later reference.

Insurance product information document for Sanitas Residents Platinum para visado
Start enjoying it today by purchasing online:

And get a 10% discount on the family pack!

Calculate your insurance

In addition, you can customise your insurance

See all health add-ons

FAQ Sanitas Residents insurance

Get answers to your questions and sign up for Sanitas' most comprehensive health insurance for foreigners.

Shall we talk?

Contact us to discuss any concerns:

Minimum stay of 6 months a year in Spain.

You can check the prices of the different products marketed by SANITAS at https://www.sanitas.es/seguros/seguros-medicos-privados/precio-seguros-medicos. Premiums valid for new policyholders who sign up between 01/07/2025 and 31/12/2026. These premiums will be subject to a 0.15% surcharge from the Insurance Compensation Consortium. Premiums may vary depending on the insured's place of residence. The maximum age for taking out a policy is 75 years. There is no age limit for continuing coverage. 

Permanent 10% discount on the net premium for new policies taken out with 4 or more new insured persons for the following products: Sanitas Más Salud and Sanitas International Residents. The discount will continue while the policy remains in force, provided that payments are up to date and there are 4 or more insured persons. Offer not applicable to group policies or optionally contracted additional guarantees.

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